Things to know when applying for student finance


Faculty: Arts, Humanities and Social Sciences
School: School of Creative Industries
Course: BA (Hons) Drama and English Literature
Category: Finance

7 August 2020

Most students rely heavily on loans to pay for their studies at university, and something as important as money can often be a point of worry for many. However, you are not alone in your worries, and things will work out okay in the end.

All the information you need to know is on the student finance website

Before applying, the student finance website will take you through the differences between a tuition fee and maintenance loan, how much you are eligible for, how each loan is paid and even how you pay it back after your studies. It also gives you more information on whether you can get extra help such as disability loans.

Don’t be afraid to ask for help

There is plenty of support available if you aren’t sure what to do. Often schools and parents can be a first point of support if you are finding it difficult.

There are also online representatives for Student Finance England as well as forums such as The Student Room which can help you with anything you need.

It’s also a good idea to talk to friends who are also applying for student finance - remember you aren’t alone, and you don’t have to try to do everything on your own so don’t be afraid to ask if you need help.

You don’t need to stress about it

Student finance is one of the most important elements of university life, which is why you might feel like you need to keep chasing it up, but you don’t. Once your application is approved you’ve done your part and you just have to be patient. You may have to remind your parents to do their bits (if that is part of your application) but once it’s all done you don’t have anything else to worry about. The application does take some time, so try not to worry if you think it’s ‘taking too long’.

You are usually notified by email when your application is finalised or if you are needed for anything further.

Ask ARU money advice services

If you still aren’t sure, or you’re worried about money in general, ARU has a money advice service that can help you. They are available throughout the year, not only for concerns about student finance. You can reach them by phone on 01245 686700 (9am-4pm, Monday-Friday), or by emailing

The staff are very friendly and are glad to help with any worries you might have.

Don’t worry about the payments

One thing a lot of people worry about is receiving their payments, but again you don’t need to worry. You will receive a letter (you can also view it online) that tells you when your payments are scheduled for. As long as you remember to complete your online enrolment, your payments will automatically be paid to you. If you also apply for a Tuition fee loan, the money is paid automatically and directly to your university.

Look into bursaries and scholarships

ARU also offers plenty of bursaries and scholarships which eligible students are automatically awarded! There is plenty of information about the different opportunities detailed on the University website so be sure to take a look.

Don’t forget to re-apply every year!

The only thing that you need to remember is that you have to reapply for tuition fees and maintenance loans every year. You’ll be reminded by email or text when applications re-open anyway so you don’t even have to worry about forgetting.


The views expressed here are those of the individual and do not necessarily represent the views of Anglia Ruskin University. If you've got any concerns please contact us.