Faculty:Faculty of Business and Law
School:Economics, Finance and Law
Dr Karley has experience of researching property and urban systems from an interdisciplinary (but predominantly economic) perspective. He has particular skills in assembling economic datasets and analysis of housing market data.
Dr Karley obtained an MPhil and PhD in the field of Land Economy from University of Cambridge in 2002. Prior to that, he graduated in 1992 with BA (Hons) degree in Economics and Geography from University of Science and Technology, Ghana. In 1996, he achieved a First Class Master of Commerce in Economics from University of Zululand, South Africa; and in 2001, he obtained a Certificate for International Housing Finance Programme from Wharton School in the University of Philadelphia in the US. Dr Karley is a Senior Fellow of the Higher Education Academy, United Kingdom.
Dr Karley has a great deal of teaching and research experience in different countries including the United Kingdom (Cambridge University and Heriot Watt), South Africa and Ghana. Since March 2006 he has been a regular visiting lecturer to the Shanghai University of Finance and Economics in China. Dr Karley has experience of researching property & urban systems from an interdisciplinary (but predominantly economic) perspective. He has particular skills in using quantitative methods in assembling economic datasets at different spatial scales and analysis of property and housing market data. In the past, he has received research grants from various sources including the Scottish Government, RICS and ODPM, and has published research outputs in books and peer reviewed journals.
Transforming places: Housing investment and neighbourhood market change. York: Joseph Rowntree Foundation, 2007 (ISBN: 978 1 85935 575 6).
Lending to Higher Risk Borrowers: Sub-prime credit and sustainable home ownership, York: Joseph Rowntree Foundation, 2005 (ISBN 1 85935 334 7) (With M Munro, J. Ford and C Leishman).
Affordability, need and the intermediate market: Responding to the challenges in pressured regions’, In P Boelhouwer, J. Doling and M Elsing (eds.) Home ownership, Housing & Urban Policy Studies, Delft Printing Press, 2005:95-112, ISBN 0926-6240; 29 0r 90-407-2594-2 (With G. Bramley);
‘Home ownership, poverty and educational achievement’, In P Boelhouwer, J. Doling and M Elsing (eds.) Home ownership, Housing & Urban Policy Studies, Delft Printing Press, 2005:161-181, ISBN 0926-6240; 29 0r 90-407-2594-2 (with G. Bramley).
'Investigating Finance-Growth Nexus: Further Evidence from Nigeria’, International Journal of Economics and Finance; Vol. 10, No. 9; 2018 ISSN 1916-971XE-ISSN 1916-9728 Published by Canadian Center of Science and Education (With A. Y. Ayebowale).
'The Motivations of Microfinance Institutions to enter the Housing Market in a Developing Country' UN Habitat, Forthcoming (2017) (with F. Bondinuba et al)
'Assessing the Role of Housing Microfinance in the Low-income' Journal of Poverty, Investment and Development. Vol. 28, 2016
‘How Brexit could hurt UK-US trade’ The Conversation, 21 April 2016. https://theconversation.com/how-brexit-could-hurt-uk-us-trade-58185
‘Determinants of Office Rents in Accra, Ghana’ Housing Finance International Journal, Spring 2016: 24-31, Vol. XXX No. 1. ISSN: 2078-6328
'Developing Student Housing Quality Scale in Higher Institutions of Learning: A Factor Analysis Approach', in Urban Studies Research, (2013) (with F. Bondinuba and S.G. Numako).
‘Remittances to Ghana: Benefits to the Housing Sector and impact of financial Crisis’’ Journal of Civil Engineering and Architecture, Volume 6, Number 10, October 2012 (Serial Number 59);
“An outcome-based allocation model for local education services in Wales” Environment and Planning C: Government and Policy 2011, volume 29, pages 848 - 871 (With G Bramley and D Watkins).
“Flooding and physical planning in urban areas in West Africa: situational analysis of Accra, Ghana”, Theoretical and Empirical Research in Urban Management, Volume No. 4 (13) November, 2009:25-41.
"Ghana Residential Property Delivery Constraints and Affordability Analysis", Housing Finance International Journal, VolXXII No. 4, June 2008 pp 22-29.
‘Home-ownership, Poverty and Educational Achievement: School Effects and Neighbourhood Effects’, Housing Studies, Vol. 22 No. 5, September, 2007:693-722. (with G. Bramley);
‘How Much Extra Affordable Housing is needed in England?’ Housing Studies, Vol. 20 N0. 5 September 2005: 685 – 715(with G. Bramley);
‘Impediments to Mortgage Borrowing for the Under-Served Urban Household in South Africa’, Journal of Social Development, Vol. 19 No 1 (2004);
‘Challenges in Mortgage Lending for the Underserved in South Africa’, Housing Finance International, Vol. XVIII/No.1: 27-33, September 2003;
'Alternative Options to Mortgages in Ghana’, Housing Finance International, Vol. XVII /No.2: 26-30, December 2002;
The Mortgage Backed Securities (MBS) market in the UK: Developments over the last few Years’, Housing Finance International, Vol. XVII/ No. 2: 31-36, December 2002 (with Christine Whitehead);
Government Investment Growth and Employment in South Africa’, Journal of Social Development, Vol. 15 No 1 (2000).
Presented a paper and at a Seminar in Copenhagen Business School, Copenhagen, Denmark, International event from 21-23 February 2017. Topic of presentation: 'UK Options Outside the EU'
Presented a paper on 'Implications of Financial Instability and Public Debt on Economic Growth' at the 2016 Global Development Finance Conference and Networking Cocktail Event from 22 - 24 November 2016 at the Gateway Hotel in Durban, South Africa (with Edafe Evan Otovwe)
Presented a paper on 'Service Logic in Bank Marketing in Sub Saharan Africa: case of Barclays Bank Ghana' at the 2016 Global Development Finance Conference and Networking Cocktail event from 22 - 24 November 2016 at the Gateway Hotel in Durban, South Africa (with Nathaniel Owusu-Frimpong)
Presented a paper on ‘Determinants of Office Rents in Accra, Ghana’ during the West Africa Built Environment Research Conference in Accra from 10-12 August 2015.
Participated in a discussion at a seminar organised by the Urban Land Institute Asia Pacific on the topic The New ‘Normal’ and the Real Estate Market, on 7th April 2015. The venue was the 11F PWC Centre 2, Corporate Avenue 202 HuBin Road Huangpu, Shanghai, China.
Presented a lecture series on real estate development to CONSTRAD 2013 – The International Trade Show and Expo, Lantana & Orchid Halls, Expo Centre of Eko Hotel & Suites, Victoria Island, Lagos, Nigeria.
Presented a series of lectures to Lagos Architects Forum 2013 organized by the Nigerian Institute of Architects, Lagos State Chapter, the Jasmine and Zinnia Halls, Expo Centre of the Eko Hotel & Suites, Victoria Island, Lagos.
Presented a paper on “Remittances to Ghana: Benefits to the Housing Sector and impact of financial Crisis”, West Africa Built Environment Research (WABER) Conference, Accra 19-20 July 2011.
Quoted in January 2014 in the Cambridge Evening News on economic issues facing the city of Cambridge; ‘City’s success story but at what price?’.
Interviewed by BBC Look East on ‘Help to Buy Scheme’ when the Prime Minister visited Bedford to promote the scheme.
On 18 March 2014 speaking about the March 2014 Budget implication for Home Ownership aspiration.
Cambridge Evening News coverage of contribution in a story date 15 August 2014 on Time spent by people buying a home.
Quoted in August 2014 in the Cambridge Evening News about impact of cost of living on causing families to cut down on food to pay for food.